Coverage for your home, and everything in the driveway.

Protection for the structure, your belongings and your liability, with windstorm coverage that holds up on the Gulf Coast.

• Homeowners (HO-3 and HO-5)
• Condo unit owners (HO-6)
• Renters (HO-4)
• Windstorm and hurricane
• Seasonal and rental homes
• Valuables and scheduled items

Florida insurers must offer discounts for wind-resistant construction. A wind mitigation inspection can lower your premium, and we will check that every credit you qualify for is applied.

Standard homeowners policies do not cover flood. Whether you are in a high-risk zone or not, a flood policy is the only way to protect against rising water.

• National Flood Insurance Program (NFIP)
• Private flood options
• Building and contents coverage
• Policies for any flood zone

NFIP policies usually have a 30-day waiting period before coverage starts, so don't wait for a named storm to buy one.

Coverage for every driver in the household, priced across multiple carriers.

• Personal Injury Protection (PIP)
• Bodily injury and property damage liability
• Uninsured motorist
• Collision and comprehensive
• Teen and new drivers
• Roadside and rental reimbursement

The things that make life on the coast fun deserve their own coverage.

• Boats and personal watercraft
• Motorcycles
• RVs, motorhomes and travel trailers
• Golf carts and LSVs
• ATVs and dirt bikes
• Mopeds and scooters

An umbrella policy adds liability protection above your home, auto and boat limits, often for less than you'd expect.