/* Hollomon Insurance · "Black Tie" theme
   Layout: wide editorial measure, hairline gold-brown rules, serif display over geometric sans.
   Swap a direction by changing only the tokens below. */
:root {
  --bg: #0B0B0C;
  --bg-2: #141311;
  --bg-3: #1B1916;
  --line: #2A2621;
  --line-strong: #5A4F3E;
  --fg: #E8E4DC;
  --muted: #B9B2A6;
  --subtle: #9F978A;
  --gold: #D8BE92;
  --gold-ink: #0B0B0C;
  --danger: #E59A86;
  --ok: #A8C99A;
  --font-display: "Cormorant Garamond", Georgia, "Times New Roman", serif;
  --font-body: "Jost", "Helvetica Neue", Arial, sans-serif;
  --max: 1240px;
  --gutter: clamp(16px, 6vw, 96px);
  color-scheme: dark;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { transition: none !important; } }
body {
  margin: 0;
  background: var(--bg);
  color: var(--fg);
  font-family: var(--font-body);
  font-weight: 300;
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--gold); text-underline-offset: 3px; }
a:hover { color: #fff; }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }
strong { font-weight: 500; color: var(--fg); }
h1, h2, h3 { font-family: var(--font-display); font-weight: 500; line-height: 1.05; margin: 0; text-wrap: balance; color: var(--fg); }
h1 { font-size: clamp(48px, 7.2vw, 108px); letter-spacing: -0.01em; line-height: 0.98; }
h2 { font-size: clamp(36px, 4.2vw, 56px); }
h3 { font-size: clamp(26px, 2.4vw, 32px); }
h1 em, h2 em { color: var(--gold); }
p { margin: 0; }

.skip { position: absolute; left: -9999px; top: 0; background: var(--gold); color: var(--gold-ink); padding: 10px 16px; z-index: 100; }
.skip:focus { left: 16px; top: 16px; }

.wrap { max-width: var(--max); margin: 0 auto; }
.band { padding-block: clamp(72px, 9vw, 120px); padding-left: max(var(--gutter), env(safe-area-inset-left, 0px)); padding-right: max(var(--gutter), env(safe-area-inset-right, 0px)); }
.band--tight { padding-block: clamp(48px, 6vw, 72px); }
.band--alt { background: var(--bg-2); }
.stack { display: flex; flex-direction: column; gap: 24px; }
.stack-lg { display: flex; flex-direction: column; gap: 40px; }
.eyebrow { font-size: 13px; letter-spacing: 0.3em; text-transform: uppercase; color: var(--gold); font-weight: 400; }
.lead { font-size: 19px; color: var(--muted); max-width: 600px; }
.muted { color: var(--muted); }
.subtle { color: var(--subtle); }
.measure { max-width: 680px; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 52px; padding: 16px 30px; font-family: var(--font-body); font-size: 13px; letter-spacing: 0.16em; text-transform: uppercase; font-weight: 500; text-decoration: none; border: 1px solid transparent; cursor: pointer; transition: background .2s, color .2s, border-color .2s; }
.btn--gold { background: var(--gold); color: var(--gold-ink); }
.btn--gold:hover { background: #E8D3AE; color: var(--gold-ink); }
.btn--ghost { border-color: var(--line-strong); color: var(--fg); background: transparent; font-weight: 400; }
.btn--ghost:hover { border-color: var(--gold); color: var(--gold); }
.btn-row { display: flex; flex-wrap: wrap; gap: 14px; }

/* Header */
.site-header { position: sticky; top: env(safe-area-inset-top, 0px); z-index: 20; background: rgba(11, 11, 12, 0.94); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); padding-left: max(var(--gutter), env(safe-area-inset-left, 0px)); padding-right: max(var(--gutter), env(safe-area-inset-right, 0px)); }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 92px; max-width: none; }
.brand img { height: 44px; width: auto; }
.nav { display: flex; align-items: center; gap: 8px 30px; }
.nav a { color: var(--fg); text-decoration: none; font-size: 13px; letter-spacing: 0.16em; text-transform: uppercase; font-weight: 400; padding-block: 8px; }
.nav a:hover, .nav a[aria-current="page"] { color: var(--gold); }
.nav .btn { padding: 12px 22px; min-height: 44px; color: var(--gold-ink); }
.nav .btn:hover { color: var(--gold-ink); }
.nav-toggle { display: none; background: none; border: 1px solid var(--line-strong); color: var(--fg); min-height: 44px; min-width: 44px; padding: 8px 14px; font: inherit; font-size: 13px; letter-spacing: 0.16em; text-transform: uppercase; cursor: pointer; }
.topline { background: var(--bg-2); color: var(--subtle); font-size: 13px; padding: 8px max(var(--gutter), env(safe-area-inset-right, 0px)) 8px max(var(--gutter), env(safe-area-inset-left, 0px)); display: flex; flex-wrap: wrap; justify-content: space-between; gap: 4px 24px; }
.topline a { color: var(--gold); text-decoration: none; }
body::before { content: ""; position: fixed; inset: 0 0 auto; height: env(safe-area-inset-top, 0px); z-index: 30; background: var(--bg); }

@media (max-width: 980px) {
  .nav-toggle { display: inline-flex; align-items: center; }
  .nav { display: none; position: absolute; left: 0; right: 0; top: 100%; background: var(--bg); border-bottom: 1px solid var(--line); flex-direction: column; align-items: stretch; gap: 0; padding: 8px max(var(--gutter), env(safe-area-inset-right, 0px)) 24px max(var(--gutter), env(safe-area-inset-left, 0px)); }
  .nav[data-open="true"] { display: flex; }
  .nav a { padding-block: 14px; border-bottom: 1px solid var(--line); }
  .nav .btn { margin-top: 16px; border-bottom: 0; }
  .brand img { height: 36px; }
  .site-header .wrap { min-height: 76px; }
}

/* Hero */
.hero { padding-top: clamp(80px, 10vw, 128px); padding-bottom: clamp(64px, 8vw, 104px); }
.hero .wrap { display: flex; flex-direction: column; gap: 40px; }
.hero-foot { display: flex; flex-wrap: wrap; gap: 32px 40px; align-items: end; justify-content: space-between; border-top: 1px solid var(--line); padding-top: 32px; }
.hero-foot .lead { max-width: 540px; }
.page-hero { padding-top: clamp(72px, 9vw, 112px); padding-bottom: clamp(48px, 6vw, 72px); border-bottom: 1px solid var(--line); }
.page-hero h1 { font-size: clamp(44px, 6vw, 88px); }

/* Photo placeholders: replace with <img> when the agency supplies photos */
.photo { background: var(--bg-3); border: 1px solid var(--line); display: flex; align-items: center; justify-content: center; text-align: center; color: var(--subtle); font-size: 14px; letter-spacing: 0.08em; padding: 24px; max-width: 100%; }
.photo--wide { aspect-ratio: 21 / 8; }
.photo--tall { aspect-ratio: 4 / 5; }
.photo--std { aspect-ratio: 4 / 3; }
@media (max-width: 640px) { .photo--wide { aspect-ratio: 4 / 3; } }

/* Split */
.split { display: flex; flex-wrap: wrap; gap: 48px 64px; }
.split > .side { flex: 1 1 320px; min-width: 0; }
.split > .main { flex: 2 1 560px; min-width: 0; }
.split--even > * { flex: 1 1 420px; min-width: 0; }
.split--center { align-items: center; }

/* Coverage list */
.lines { display: flex; flex-direction: column; border-bottom: 1px solid var(--line); }
.line { display: flex; flex-wrap: wrap; gap: 8px 32px; justify-content: space-between; align-items: baseline; padding: 26px 0; border-top: 1px solid var(--line); text-decoration: none; color: var(--fg); }
.line .name { font-family: var(--font-display); font-size: clamp(26px, 2.6vw, 34px); font-weight: 500; }
.line .desc { color: var(--subtle); flex: 0 1 420px; min-width: 0; }
a.line:hover .name { color: var(--gold); }

/* Feature grid */
.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 48px; }
.grid--2 { grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); }
.feature { display: flex; flex-direction: column; gap: 12px; }
.feature .title { font-family: var(--font-display); font-size: 28px; color: var(--gold); line-height: 1.15; }
.feature p { color: var(--muted); }

/* Coverage detail blocks */
.cover { display: flex; flex-wrap: wrap; gap: 24px 64px; padding-block: 48px; border-top: 1px solid var(--line); scroll-margin-top: 110px; }
.cover:last-child { border-bottom: 1px solid var(--line); }
.cover > h2, .cover > .cover-head { flex: 1 1 300px; min-width: 0; }
.cover > .cover-body { flex: 2 1 520px; min-width: 0; display: flex; flex-direction: column; gap: 18px; }
.cover h2 { font-size: clamp(32px, 3.4vw, 44px); }
.ticks { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 10px 32px; }
.ticks li { padding-left: 22px; position: relative; color: var(--muted); }
.ticks li::before { content: ""; position: absolute; left: 0; top: 0.72em; width: 10px; height: 1px; background: var(--gold); }
.note { border-left: 1px solid var(--gold); padding: 4px 0 4px 18px; color: var(--muted); font-size: 15px; }

/* Jump links */
.jumps { display: flex; flex-wrap: wrap; gap: 10px; }
.jumps a { border: 1px solid var(--line-strong); color: var(--fg); text-decoration: none; padding: 10px 18px; font-size: 13px; letter-spacing: 0.12em; text-transform: uppercase; min-height: 44px; display: inline-flex; align-items: center; }
.jumps a:hover { border-color: var(--gold); color: var(--gold); }

/* Steps (a real sequence) */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 40px; counter-reset: step; }
.steps li { counter-increment: step; display: flex; flex-direction: column; gap: 10px; border-top: 1px solid var(--line); padding-top: 24px; }
.steps li::before { content: counter(step); font-family: var(--font-display); font-size: 40px; color: var(--gold); line-height: 1; }
.steps h3 { font-size: 26px; }
.steps p { color: var(--muted); }

/* Carriers */
.carriers { display: flex; flex-wrap: wrap; gap: 14px; }
.carrier { min-width: 150px; height: 60px; padding: 0 20px; border: 1px dashed var(--line-strong); display: flex; align-items: center; justify-content: center; color: var(--subtle); font-size: 14px; }
.carrier--known { border-style: solid; color: var(--fg); }

/* CTA band */
.cta .wrap { display: flex; flex-wrap: wrap; gap: 32px; justify-content: space-between; align-items: center; }
.cta h2 { max-width: 760px; font-size: clamp(38px, 4.4vw, 64px); }

/* Forms */
.form { display: flex; flex-direction: column; gap: 22px; }
.form-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 20px 24px; }
.field { display: flex; flex-direction: column; gap: 8px; min-width: 0; }
.field label, .field legend { font-size: 13px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--muted); font-weight: 400; }
.field .hint { font-size: 14px; color: var(--subtle); }
input, select, textarea { font: inherit; font-weight: 300; color: var(--fg); background: var(--bg-2); border: 1px solid var(--line-strong); border-radius: 0; padding: 13px 15px; min-height: 52px; width: 100%; }
textarea { min-height: 140px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--gold); }
input::placeholder, textarea::placeholder { color: #777064; }
fieldset { border: 0; padding: 0; margin: 0; min-width: 0; }
.choices { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 8px; }
.choice { position: relative; }
.choice input { position: absolute; opacity: 0; inset: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; min-height: 0; }
.choice span { display: inline-flex; align-items: center; min-height: 46px; padding: 10px 18px; border: 1px solid var(--line-strong); color: var(--fg); font-size: 15px; transition: border-color .15s, background .15s, color .15s; }
.choice input:checked + span { background: var(--gold); border-color: var(--gold); color: var(--gold-ink); }
.choice input:focus-visible + span { outline: 2px solid var(--gold); outline-offset: 3px; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-status { min-height: 1.6em; font-size: 15px; }
.form-status[data-state="error"] { color: var(--danger); }
.form-status[data-state="ok"] { color: var(--ok); }
.panel { background: var(--bg-2); border: 1px solid var(--line); padding: clamp(24px, 4vw, 48px); }
.fine { font-size: 13px; color: var(--subtle); }

/* Contact facts */
.facts { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 32px; }
.fact { display: flex; flex-direction: column; gap: 6px; }
.fact .k { font-size: 12px; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold); }
.fact .v { font-size: 18px; }
.hours { width: 100%; border-collapse: collapse; font-variant-numeric: tabular-nums; }
.hours td { padding: 10px 0; border-bottom: 1px solid var(--line); }
.hours td:last-child { text-align: right; color: var(--muted); }

/* FAQ */
.faq details { border-top: 1px solid var(--line); padding: 22px 0; }
.faq details:last-child { border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; font-family: var(--font-display); font-size: 26px; list-style: none; display: flex; justify-content: space-between; gap: 24px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--gold); font-family: var(--font-body); font-weight: 300; }
.faq details[open] summary::after { content: "–"; }
.faq details p { margin-top: 12px; color: var(--muted); max-width: 760px; }

/* Footer */
.site-footer { border-top: 1px solid var(--line); padding-block: 64px 36px; padding-left: max(var(--gutter), env(safe-area-inset-left, 0px)); padding-right: max(var(--gutter), env(safe-area-inset-right, 0px)); font-size: 15px; color: var(--subtle); }
.site-footer .top { display: flex; flex-wrap: wrap; gap: 40px 56px; justify-content: space-between; }
.site-footer .col { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.site-footer .k { font-size: 12px; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold); margin-bottom: 4px; }
.site-footer a { color: var(--muted); text-decoration: none; }
.site-footer a:hover { color: var(--gold); }
.site-footer .legal { margin-top: 48px; padding-top: 24px; border-top: 1px solid var(--line); font-size: 13px; color: #8A8377; display: flex; flex-wrap: wrap; gap: 8px 24px; justify-content: space-between; }
.site-footer .brand img { height: 36px; }

/* Prose (privacy etc.) */
.prose { max-width: 760px; display: flex; flex-direction: column; gap: 18px; color: var(--muted); }
.prose h2 { font-size: 34px; color: var(--fg); margin-top: 24px; }
.prose ul { margin: 0; padding-left: 20px; display: flex; flex-direction: column; gap: 6px; }

.placeholder { background: rgba(216, 190, 146, 0.12); color: var(--gold); padding: 0 4px; }

/* Photography */
.media { display: block; width: 100%; max-width: 100%; object-fit: cover; background: var(--bg-3); border: 1px solid var(--line); filter: saturate(0.92); }
.figure { margin: 0; display: flex; flex-direction: column; gap: 10px; }
.figure figcaption { font-size: 12px; letter-spacing: 0.06em; color: var(--subtle); }
.figure figcaption a { color: var(--subtle); }
.hero-photo { object-position: 50% 42%; }
.split-hero { display: flex; flex-wrap: wrap; gap: 40px 64px; align-items: center; }
.split-hero > .text { flex: 1 1 480px; min-width: 0; display: flex; flex-direction: column; gap: 24px; }
.split-hero > .figure { flex: 1 1 380px; min-width: 0; }
.cover-head .media { aspect-ratio: 3 / 2; margin-top: 8px; }
.directions { display: flex; flex-wrap: wrap; gap: 24px 48px; justify-content: space-between; align-items: center; border: 1px solid var(--line); background: var(--bg-2); padding: clamp(24px, 4vw, 48px); }
.directions h2 { font-size: clamp(30px, 3vw, 40px); }